Hello,
I haven't completely understood your question. When you set bandwidth to 20MHz, it is similar to applying 20MHz low pass filter. Typically to eliminate high frequency noise from your system, bandwidth is adjusted. Now as for your application what is the source of the input signal?
Typically for most applications, depending on application you can estimate of the bandwidth of the signal from the source. Using that knowledge bandwidth can be adjusted accordingly. In other words, it is important to understand how the signal from your source is bandlimited.
Now, if the estimated bandwidth of signal is unknown, you can apply with settings to properly see the signal. One way to look at the problem is to use highest bandwidth always and acquire the signal. In this way, you wouldn't have to worry about bandwidth settings. However your application dictates what bandwidth is best.
Good Luck on your project !
Kalyan
Kalyanramu Vemishetty
Automated Test Systems Engineer
National Instruments