From the front panel, you can create a property node for the cluster or for an individual cluster element, depending on what you're pointing to when you right-click. When you then right-click on the property node on the diagram, you can read or write any property for the cluster or the individual cluster element.
I'm sorry I don't understand your statement that "you can NOT Link to the cluster element". If your property node is for the cluster, the only property of an individual element you can read or write is the value (bundled in a cluster). But if your property node is for the individual element, you can read or write any property of that element without affecting other elements.