Everyone does it to their own tastes and needs, but I think using Access or XML is a little over-doing it, since most config data is limited to a few lines of text. For 1D config data (one parameter, one value), I use a .txt or .ini file. If the config data is 2D (multiple values for each parameter), I use Excel files and then make active-X calls or .csv files and read in a spreadsheet string.
Dave.
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